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All19Honest review5Tried it6Built it2Compared1Setup3
  • Built it

    Is that AI spending actually expensive for your life? I built a standard household from official statistics and ran the numbers

    The same 10% of take-home pay weighs differently for someone living alone in Tokyo and someone living with family. Using Japan's household and housing surveys, I generate a standard household for your family size and prefecture, and judge what share of your actually-free money goes to AI. Part 3 of the series.

    September 6, 2026·12 min read

  • Built it

    Is AI subscription poverty real? I built a spending line from household benchmarks, and a checker to go with it

    So my AI spending is 7.7 times the average. But whether that's too much depends on the ratio to income. Using rent benchmarks and the 50/30/20 rule, I work out what percentage of take-home pay AI can take, with a checker inside the post. Part 2 of the series.

    September 5, 2026·8 min read

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