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AI spending

  • Is that AI spending actually expensive for your life? I built a standard household from official statistics and ran the numbers

    The same 10% of take-home pay weighs differently for someone living alone in Tokyo and someone living with family. Using Japan's household and housing surveys, I generate a standard household for your family size and prefecture, and judge what share of your actually-free money goes to AI. Part 3 of the series.

    September 6, 2026

  • Is AI subscription poverty real? I built a spending line from household benchmarks, and a checker to go with it

    So my AI spending is 7.7 times the average. But whether that's too much depends on the ratio to income. Using rent benchmarks and the 50/30/20 rule, I work out what percentage of take-home pay AI can take, with a checker inside the post. Part 2 of the series.

    September 5, 2026

  • Can you actually go broke on AI subscriptions? I pay over 44,000 yen a month, so I looked up what everyone else pays

    I pay over 44,000 yen a month for ChatGPT, Claude, Cursor and the rest. How much does everyone else pay? Comparing survey data and user reports to work out whether I'm overdoing it. Part 1 of the series.

    September 3, 2026

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